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​本篇paper代写- Green finance讨论了绿色金融的发展。绿色金融，就是将金融与环境保护理念融合在一起，促进金融行业发展的一种方式。由于现代经济发展带来了很多环境污染，所以选择绿色金融的发展理念和方式，才能够促进环境和经济双赢的局面。但是目前想要实现绿色金融，还面临着巨大的挑战和问题，主要与相关法律的不完善，以及市场缺乏相应的管理机制和发展环境，并且缺乏配套的绿色金融服务。本篇paper代写由51due代写平台整理，供大家参考阅读。

Green finance is a way of integrating financial and environmental protection concepts to promote the development of the financial industry. This is because the modern society, the rapid economic development, but the pollution of the environment is very big, therefore, choose green financial development idea and the way, can promote environmental and economic win-win situation. But at present our country want to realize green finance, also faced the huge challenge and problems, mainly with the related law is not perfect, and the market lacks the corresponding management mechanism and development environment, and lack of form a complete set of green, financial services, this led to the green financial lack of competitiveness in the short term, there is not enough talent support rate while the financial development.

Green finance is refers to the financial sector as a basic policy of protecting the environment, to consider the potential environmental impact in the investment and financing decisions, the potential returns and risks associated with environmental conditions and the cost should be merged into the daily business of the bank, pay attention to in the financial business activities for the protection of the ecological environment and pollution of environment, through the guide of social and economic resources, promote the sustainable development of the society. At present, the development of green finance in China is relatively short, so there are many problems which hinder the rapid development of green finance. Therefore, the implementation of green finance in China should be aimed at related problems and put forward Suggestions and Suggestions for improvement.

China's green finance, in order to examine the enterprise loan process, the impact on the environment is an important content. Therefore, in a graphical green finance, faster than ordinary financial loans, and because the related law is not perfect enough, so a lot of enterprise's own development future, generally choose ordinary financial loans, loans of the fast that brought on the development of China's green financial blow. Our country although the graphics on green finance issued relevant legal content, but the change of the economic market too fast, a lot of new laws, cannot completely solve the green financial implementation process, the existing problems. Although the bank of China and the China securities regulatory commission, and the environmental protection department, carry out the "green credit policy", but to the content of the law for green credit have enough support is still not perfect. This leads to a lot of enterprises not to choose green finance when considering their own economic interests, because the law is not perfect.

Protecting the environment is an important way of harmonious coexistence between man and nature. And promote green finance, represents the determination of environmental protection and control in our country, both to promote the development of economy, and to achieve environmental protection, green finance is the focus of future development. However, one of the problems facing the development of green finance is that China's financial market environment is not mature enough, which indicates that the market environment still has some disadvantages. The environment of financial market is related to the stability of economic market development, and it is also the reason for the slow development of green finance in China. Green finance because the content of appraisal is more, a lot of enterprises are in order to turn over capital, can make loan to bank, choose ordinary loan commonly, this can accelerate loan speed. At the same time, while the government claims that refuse to green finance, but many Banks because of the limitation of the limitation of business content and scope, and enterprise's development direction, etc, lead to the development of green finance is very slow.

Green finance is a kind of financial means advocated by the government, which is joined by Banks to realize financial loans. However, after the promulgations of green finance, the supporting service measures in the later period did not arrive in time, which led to the difficulty in the implementation of green financial services. Supporting services if there are problems, once the application by the enterprise or in line with the green finance, suspicious financial problems in the latter period, should be how to solve, don't have a service system for the solution of the special, it is unfair for the enterprise, and there is a big risk. As a result, companies are more willing to take traditional loans. Although green finance in order to protect the environment, but also make the enterprise to undertake the social responsibility of environmental protection, but no matter from economic interests, and the cost of the enterprise into consideration, such as green financial supporting services in the late, will affect the normal economic benefits of the enterprise, lead to enterprise management problems. Therefore, the green finance should be examined in detail, how to perfect and green finance related supporting services.

Green finance, the main core is to protect the environment, therefore, to promote green financial development quickly, you need to cultivate professional talents, if there is no professional talents for green financial problems, and problems to solve, will influence the development of finance. At present our country is relatively backward because talents construction, lack of the advanced education system, lead to financial green lack granted to talented person, not for our country's special national conditions, perfect the content of green finance, as well as the promotion of green finance. And because of the professional staff of green finance, not only need to master financial knowledge, but also need to master the knowledge of environmental protection, so it is very difficult to train a professional. At the same time, because our country green finance is still in its infancy, therefore, the lack of professional talents is normal phenomenon, therefore, need according to the future development direction and trend in our country, cultivate professional green financial talent. Promote the rapid development of China's green finance, so as to realize green financial products and green financial innovation.

In the implementation of green finance, China has taken into account the problems of relevant laws. Without the policy and finance supported by law, it is impossible to develop for a long time. According to the specific situation of China's financial market and the phenomenon of existence, the relevant laws and contents should be promulgated and further promoted the development of green finance. At present, China has a certain foundation for the construction of green finance laws and regulations. Although not perfect, also do not have clear points out that the green financial guidance, but is the basis and support relevant financial legislation in our country, will jointly plan concerning the prevention and control of high pollution industry loan risk notice "on the implementation of environmental policies and regulations to prevent credit risk of opinion". But the law of the legal basis is relatively low, the China banking regulatory commission (CBRC), the late issued relevant guidance, namely green credit statistical guidelines "and" green credit statistical system. However, these relevant documents have no specific legal content and support for green finance, so we should improve the legal system and issue a law on green finance.

At present, China's green finance development is relatively slow, and partly because of the market environment. Therefore, the development environment of green market should be optimized. And want to achieve optimization, from three aspects, first, the first thing to set reasonable standards, green finance loans for green finance in the initial stage in our country, enterprises want to achieve the improvement of economic benefits, and want to realize the responsibility to the environment, you need to green finance give certain support, can't lower our standards, or not to protect the environment. Instead, it should set an elastic range that guarantees lending to companies based on specific conditions, a way of maintaining stability in a green financial market. Secondly, it is necessary to ensure that the information of all links and departments in the whole financial market is equal, which is conducive to promoting the development of financial market. Finally, it is necessary to reduce the regional difference of green finance, which is also an important link to ensure the development of the whole economic market.

The lack of relevant supporting services in green finance is also the main reason to influence and hinder the development of green finance. Therefore, we need to improve the supporting services of green finance. If the intermediary service system and related system cannot be strictly required, it will lead to the development of green finance in the later period, and the problems cannot be solved in a timely manner. To improve green finance, we need to ensure that we start from two aspects. First, first clear the content of the green financial services, for example, green service later preferential policies, and the use of green finance loans, have professional staff to analyze the loan, from the economic benefits to the cost, and financial institutions and Banks at the same time, in accordance with the problems of green finance loans, as Banks provide after-sales service. Secondly, it is necessary to establish an evaluation system. Green financial evaluation system, plays an important role on the development of late, also is an important part in supporting services, in the early, middle and late to evaluate the whole enterprise, and help enterprises to solve the problem of loans.

To strengthen the training of education for green financial talents and provide professional talents for the development of green finance is of great importance to the development of green finance in China. This is because the development of green finance requires not only the maintenance of institutions, but also the advancement of talents. Therefore, at the time of training talents, the first to introduce the foreign for green financial talent training content and system, and according to the cultivating of the specific situation in our country, and should carries on the inspection of relevant personnel, only through the inspection, can be allowed to enter the green financial industry, and promote the development of the industry. Secondly, it is necessary to ensure that the training mechanism is scientific, and that it is necessary to train talents on environmental protection and financial and other professional knowledge.

Green finance, in the whole financial system, the first consideration is the financial impact on the environment. This can effectively reduce energy-intensive projects, control the occurrence of high pollution, and ensure the social environment. Therefore, vigorously promoting green finance is the goal of China's financial industry, and China has gradually promulgated relevant laws and perfected the contents. In the process of ensuring financial lending, green finance can be given priority, and the advantages of green finance are propagated to loan companies. This will promote the rapid development and advance of green finance. The development of green finance in China has great advantages and plays an important role in protecting the environment.

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