下面为大家整理一篇优秀的essay代写范文- The problem of the cost of financial management of enterprises,供大家参考学习,这篇论文讨论了企业财务管理成本的问题。对于小企业的财务管理成本来说,往往由于本身的发展局限性往往会削减开支,降低成本。在财务管理方面特别突出,多数企业的财务管理人数都相对较少,并且仍满足不了企业的节省需求,当发展过程中想要节省成本,管理人员想到的多是控制财务输出。加上财务管理简化,缺乏系统性,常导致企业在财务上的各种问题。另外,社会经济环境不乐观,企业之间竞争压力大,进而导致中小企业在遇到财务风险时出现融资困难的问题,从而陷入困境。
Since the reform and opening up, especially since China's accession to the world trade organization, China's international status has been rapidly improved and the country's economic strength has been rapidly enhanced. Since the beginning of the 21st century, china-led economic cooperation organizations and activities have given China's enterprises more space for development. According to economic daily, since the 18th National Congress of the Communist Party of China, the annual average growth rate of the number of real enterprises in China has reached 16.6 percent, and the annual average growth rate of registered capital is 27.8 percent. Especially after the reform of the business system in 2014, the annual growth rate of Chinese enterprises is as high as 20%. By the end of September 2017, the total registered capital totaled 274.31 trillion yuan, up 116.5% and 242.3% respectively from the end of September 2012. The increase in the number of enterprises leads to a serious imbalance in the distribution of enterprises in China. 60% of enterprises are concentrated in coastal cities and central cities, while the number of enterprises in the west and southwest is significantly less. The three industries developed in a coordinated way. The second and third industries developed rapidly, with e-commerce and small and medium-sized entities accounting for a large proportion.
In the developing society in the new economic era, small and medium-sized enterprises in the form of low input and high income enterprises account for half of the enterprises in China, mainly in the southern cities with rapid economic development and metropolises. These companies tend to be small and have limited growth models. The development form is single, the scale is limited. Because investment costs are there, companies tend to follow a path to making money. As a result, the management system is not sound, the enterprise management system model cannot be well applied, and the problems within the system need to be solved urgently.
Due to their small size and relatively limited resources, small and medium-sized enterprises are good at observing the market and seeking development and outlet in places missed by big enterprises. This kind of enterprise often can flexibly adapt to the market development needs, focus on a small product for professional management. Take the road of filling up the gap with specialization, supplementing the big with the small and winning with specialization and delicacy.
Under the background of the social economy high speed development of our country in this paper, from the management of financial management to realize the company's operations management personnel of the company funds and investment direction, and the division of assets management to the company's financial management system Settings, as well as the financial process specification and the improvement of financial personnel quality and professional aspects, analyzing the company's financial management system deficiencies, and put forward corresponding solutions and Suggestions, can effectively help solve most enterprise financial management problems existing in the now. Hope to be able to our country enterprise's financial management present situation reform brings the help, promotes our country economy healthy development.
Small and medium-sized enterprises are the majority of enterprises in China, with small scale, limited development and lack of resources. In this situation, coupled with market impact and the impact of uncertainties at home and abroad, the scale lags behind, and the leadership fails to investigate and listen to the public opinion in decision-making, which limits the development direction of enterprises and lacks the impetus for innovative development. Management usually requires people with professional knowledge to manage. Most Chinese enterprises are "paternalistic" management, with leaders not understanding the current situation of financial development, giving blind directions, and failing to reform and innovate in accordance with social development, resulting in the lag of enterprise financial management scale. Relative to the lack of professional and technical personnel, the lack of professional knowledge can not produce innovative ideas, lack of innovation consciousness, enterprise financial management model old-fashioned rigid, lack of innovation.
Small and medium-sized enterprises in China tend to cut expenses and reduce costs due to their own development limitations. In the aspect of financial management, it is particularly prominent. Most enterprises have a relatively small number of financial managers, who often hold several jobs simultaneously. Even so, it cannot meet the enterprise's need for saving money. In addition, the simplification of financial management, lack of systematic, often lead to a variety of financial problems. The financial condition of the enterprise is poor, the operating condition is not good, the chain effect, the credibility of the enterprise will be reduced, the development will be affected, the need to raise funds will be particularly difficult, the difficulty of loans will increase. The social and economic environment is not optimistic, and the competition among enterprises is great, which leads to the financing difficulties of small and medium-sized enterprises when they encounter financial risks, thus getting into trouble. Loss of market share, lack of market competitiveness.
China's small and medium-sized enterprises generally ignore the financial management, so the financial management system is not perfect. Control not good financial internal communication, resulting in abuses, crisis development. The main performance is in the aspect of account collection and communication, there is no clear communication system and details, which often leads to the occurrence of water account, causing impact on the capital chain of the enterprise, and the development of the crisis. Most importantly, there is no clear management system, no investment plan when capital is abundant, and no effective development of capital. In the absence of funds, there is no timely financial public relations program, which leads to difficult financing and slow loan application, affecting the operation of enterprises and hindering development.
The original enterprise internal financial system is not perfect, there is no clear process control and incentive system, financial internal coordination is not in place. We should improve the organizational structure, define the job responsibilities, and make clear the asset records and custody. We should strictly follow the national monetary fund management system, separate the responsibilities of the personnel in charge of money, accounts and materials, and form a mutual restriction relationship to ensure the safety and integrity of funds. Clarify the division of responsibilities and work process, implement the system of separation of incompatible posts, strengthen internal control, establish standard work process, and improve the internal control system and control process in accordance with the process for business involving economy, so as to make it have rules to follow.
Managers are the core of enterprise development, and managers are the core of enterprise development. Lack of financial management awareness and neglect of financial management is an important reason for financial management crisis. The leader of the enterprise should pay attention to the financial management work from the thought, and implement to the action, according to the financial internal incentive system, reward and encourage financial personnel to mobilize the enthusiasm of financial management personnel to stimulate their creativity. Put the financial management in front of the wage operation, pay close attention to the development and change of social wealth, communicate and discuss with the financial department in time, and develop the financial strategy in line with the development of the company.
The professional quality of financial personnel is the key to financial management. Improving the risk awareness and risk control ability of financial personnel and optimizing financial management are the guarantee for the development of enterprises. Financial personnel, enhance risk awareness, professional ability learning ability, is the premise of financial work. Regular training for financial staff is not only the need to improve the quality and professional level of financial staff, but also the need for better development of enterprises.
In today's era of rapid economic development, financial management plays a decisive role in the development of enterprises. Only by perfecting the internal control system and optimizing the quality of employees can the overall development level of enterprises be improved. In fact, in the current economic situation, no matter the size and nature of the enterprise, should pay attention to and do a good job in financial management, financial management can not be ignored, logistics capital guarantee in place, financial management system, enterprises in the front to achieve good development.
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